Best travel credit card reddit

What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.

When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ... The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get. When redeeming 500 pesos, here's the comparison: Citi Premier -75,500 pesos (P30 - 1 miles) Citi Platinum - 255,000 pesos (P30 - 1 pt) Compared to other cards: RCBC Black Platinum - 118,800 pesos (basing this on Php36-1 PT except on supermarkets, drugstores, or gas stations purchases which is at 125) SB Platinum - 166,680 pesos (P20 - 1 pt) r ...Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3%List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …

Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin...The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...Then the 10,000 mile anniversary credit will completely offset the AF. Essentially making the card a -$5 AF if you use the portal once a year. The 2x miles on everything make it a good catch all card as well. The perks of the Venture X are significantly better than the regular Venture. (Status with Hertz, Priority pass, $0 for authorized users ...costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of … Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services. In my experience if you do Royal or Norwegian, the Amex Plat is well worth the money. You get $100-200 OBC on cruises as a baseline. You also get travel protection. Finally, they have Amex offers multiple times a year for X off when you spend Y amount on a cruise. Last year they had $350 off $1000 on Norwegian.

The fee is waived for you, you get a $100 ancillary travel credit and Global Entry/TSA credit every four years worth $85/$100. That’s a FREE $100 credit per year and free precheck, which is pretty hard to pass up. As for the sign up bonus and PenFed point values, the best options are almost always buying gift cards.US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. Amex personal Platinum (great travel card - good offer and you intend to keep 2 years) $799 AF $200 annual travel credit $200 annual fine dining credit 70,000 MR after spending $10,000 Additional 30Kpts when you make a purchase between 14 and 17 months Earn 2MR/$ on dining and travel Gives gold status at Marriott and Hilton Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler.

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The Freedom Unlimited card includes a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …Capital One Savor card is great. 3% on groceries, 4% on dining. Since groceries and food is a very common everyday purchase, you'll earn a lot of cash back very quickly. Depends on your main spending category. There are cards that offer 3% for things like dining out, grocery stores, etc. costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.

List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude …Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800. Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I would run your numbers and see if that is worth it to you, perhaps read this article , which includes the ~$12,667 annual spending breakpoint where the Venture starts outearning the ... Venture X is my choice. $300 travel credit and 10K miles annually offset the $395 fee. You have Global Entry / TSA Pre and access to PP lounges . For someone just travel with economy seats like myself, those are useful. My basic combination is Amex Gold and Venture X. bobcat242.A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Traveling in about a month and a half's time. I wanted to get a credit card that has no foreign transaction fees but would still be good for use in the states. I have a card that has no foreign transaction fees but it's an amazon card and gives 5% back on Amazon purchases and that's about all I use it for normally.Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.

Good options include the Scotia Passport Visa Infinite, HSBC WE MC, and Brim WE MC. The HSBC card has a ton of good sign up bonuses and the annual travel credit basically offsets the annual fee. The Brim card has the highest earn rate and first year is free but after that the annual fee is pretty steep.

Venture X’s annual travel credit and annual anniversary points basically makes it a free card. You get like $400 I believe annually in travel credit but again you need to use it in portal. CSR gives a $300 annual travel credit but you don’t need to use it in the portal. If you want a card without an annual fee, look to WF Autograph. Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...The American Express Blue Business Cash™ Card (terms apply, see rates & fees) is a set-it-and-forget-it business credit card that lets you earn rewards without an annual fee. Consider this card ...So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.4 days ago · Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for dining when traveling: American ...

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costco card is 3% but only free if use costco (if you would have membership anyway) Garrison_Forrdd. • 2 yr. ago. Bank of America Cash Rewards Credit Card with 3% Choice (Travel) $2,500 each quarter. Read their fine print to see what is qualified as "Travel". partial_to_fractions.Nov 10, 2023 ... No offense but you should find a credit card that fits your lifestyle. Chase will do the job, also Amex will do, but you need to know how to get ...Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB.When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele...The rewards on the no fee cards rack up very slowly. TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee card and wait out 12 months until you can churn again). Tons … PenFed Pathfinder gets 4x for a $95 fee with a $100 travel credit. From what I read their points are worth slightly less than 1 cent because of fees, but people love the card. If you spend over $5000/yr on travel, the Altitude Reserve outperforms the Propel despite the fee (5000*.045-400+325=5000*.03). What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...More than 90 percent of merchants in the United States accept Discover credit cards. Discover credit card acceptance varies internationally, but merchants in many countries, partic...If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.Then the 10,000 mile anniversary credit will completely offset the AF. Essentially making the card a -$5 AF if you use the portal once a year. The 2x miles on everything make it a good catch all card as well. The perks of the Venture X are significantly better than the regular Venture. (Status with Hertz, Priority pass, $0 for authorized users ... ….

If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.Here are the travel cards that I currently have: Eastwest Krisflyer Miles World (mastercard) - best miles accrual per spend. 6,000 bonus miles on 1st 3 months for total purchases amounting P200K, 10,000 bonus miles per anniversary year with at least P200K spent. Lowest forex rate at 1.7%. CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically. Venture X is my choice. $300 travel credit and 10K miles annually offset the $395 fee. You have Global Entry / TSA Pre and access to PP lounges . For someone just travel with economy seats like myself, those are useful. My basic combination is Amex Gold and Venture X. bobcat242.Travel cards are ideal for frequent travelers who want to use them for benefits like free sky miles, discounts on selected hotels and restaurants, membership perks and so much more...The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude Reserve Card on its own because of it’s …CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]